Dear Charlie,
Here's a suggestion for those of you who have no idea what to give people for Christmas, and hope to reduce inequalities and poverty in the world. The article and the concept should also appeal to the economists among you, or those of you interested in economic alternatives.
https://www.theguardian.com/money/2017/dec/02/ethical-gift-vouchers-lendwithcare-microloans-empower-women
Get lending! Maybe I should myself!
Mr Leah